Contact Us
Contact Us

Homestar Financial Corp.
249 W Shadburn Ave.
Buford, GA 30518

Main: (678) 513-0117
Fax: (678) 513-0119

NMLSR: #70864
Florida ML: #MLD275
North Carolina: #L-143335
Branch NMLS: #378170
Georgia Residential Mortgage Licensee #55900, Branch #25920 MLO

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Conventional Purchase

This is a mortgage loan product for the purchase of 1-4 family owner occupied residential properties

  • 5% Down Payment For Single Family Residence
  • 10% Down Payment For 2-Family Residence
  • 20% Down Payment for 3-4 Family Residence
  • 8 to 40 Year Term in annual increments
  • Fixed, Competitive Interest Rates
  • Gifts For Closing Costs And Reserves Allowed within certain limits
  • Contributions From Seller Toward Closing Costs Within Certain Limits
  • 2 Month House Note On Reserve
  • No Prepayment Penalty
  • Mortgage Insurance Required For Loan-To-Values In Excess of 80%
  • Free Pre-Qualification
  • Maximum Loan Amount $417,000.00

Conventional No-Cash Out Refinance

This is a mortgage loan product for the refinance of owner occupied 1-4 family residences. This may help homeowner's lower their interest rate or shorten their loan term.

Special Program Features:

  • 1-2 Family-Maximum 95% Loan-To-Value
  • 3-4 family-Maximum 80% Loan-To-Value
  • Loan-To-Value Can Include Paying Off Existing Mortgage and Closing Costs
  • 8 to 40 Year Term in annual increments
  • Fixed, Competitive Interest Rates
  • No Prepayment Penalty
  • Mortgage Insurance Required For Loan-To-Values In Excess of 80%
  • Free Pre-Qualification
  • Maximum Loan Amount $417,000.00

Conventional Cash-Out Refinance

This is a mortgage loan product for the refinance of 1-4 family owner occupied residential properties with cash out. Allows borrowers to get equity out of their home to be used for home improvement, car purchase, investments, etc.

Special Program Features:

  • 1-2 Family Maximum 80% Loan-To-Value
  • 3-4 Family Maximum 75% Loan-To-Value
  • 8 to 40 Year Term in annual increments
  • Fixed, Competitive Interest Rates
  • No Prepayment Penalty
  • Free Pre-Qualification
  • Maximum Loan Amount $417,000.00

Jumbo Loan Purchase and Refinance

This is a mortgage loan product developed for those borrower's who will have loans in the amount of $417,000.00 or higher.

Special Program Features:

  • Minimum Down Payment Varies On Purchase
  • Fixed, Competitive Rates
  • No Prepayment Penalty
  • Mortgage Insurance Required For Loan-To-Values In Excess of 80%
  • 15 Or 30 Year Term in 5 year increments
  • Cash-Out Refinance allowed within certain limits